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Homeownership is a foundational part of the American Dream. As we look back on more than a year of sheltering in our homes, having a place of our own is more important than ever. While financial benefits are always a key aspect of homeownership, today, homeowners rank the nonfinancial and personal benefits with even higher value. Recently, two […]
One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you’ll want to understand how much you’ll need to put down and how long it will take you to get there. The process may actually move faster than you think. Using data from the U.S. Department […]
Over the past year, we’ve had plenty of opportunities to reflect on what we consider most important in our lives. The place we call home is one of the biggest things many of us are re-evaluating. George Ratiu, Senior Economist at realtor.com, shares: “The very nature of the pandemic, through the health implications, social distancing, and need to isolate, […]
Over the past year, our homes have become an integral part of our lives more than ever. They’re much more than the houses we live in. They’re our workplaces, virtual schools, and safe havens that provide shelter, stability, and protection through the evolving health crisis. Today, 65.8% of Americans are fortunate enough to call their homes their […]
If you’re planning to buy a home, an appraisal is an important step in the process. It’s a professional evaluation of the market value of the home you’d like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the […]
Many people are eager to buy a home right now, while affordability remains a highlight of the current housing market, particularly in areas like Chicago, Illinois. However, a recent survey by Sparks Research shows that 20% of first-time homebuyers cite a lack of financial education as a barrier to homeownership. This is definitely understandable. If […]
BUYING NEWS Associated Press June 20, 2019 2:45 pm WASHINGTON (AP) — US long-term mortgage rates were little changed this week. The key 30-year fixed-rate loan hovered around an average 3.8 percent for the third straight week. Before leveling off, rates marked six straight weeks of declines, putting them at historically low levels during this […]
Buying a home that requires a major renovation may take more coordination than you think. Here are four questions to ask yourself before taking the plunge. By Steven Gottlieb, Contributor |June 18, 2019, at 10:39 a.m An old home that hasn’t been updated in decades may require a more thorough renovation than you expect – not to […]
Few people are predicting that 2019 will be a record-breaking year for home prices. But relatively speaking, 2019 might be the best time for you to put your house on the market. Especially if you’re on the fence about selling this year or next, Nick Ron, CEO of House Buyers of America, recommends going with the devil you […]
