Buying or Selling Your Home?
We have access to all kinds of properties in the Chicagoland area and surrounding suburbs — newly built homes, condos, multi-family units, single-family homes, land, and lots — and we’ll work with you to find the best one for your needs.
Find The Right Home For You.
Before a prospective homeowner can begin the quest towards purchasing a home, there are many factors to consider, most of which are determined by some basic facts and assumptions.
For some homebuyers, living in a specific neighborhood takes precedence above all else, whereas, for others, the home itself is more important. In a perfect world, you’d find the ideal home in your neighborhood of choice at a price you can afford.
Your Next Step to Independence
Save For A Down Payment.
Nearly all mortgage loans and lenders require some amount of cash as a down payment. The amount you’ve set aside for this will determine the kind of mortgage you qualify for. It will also impact how much you can afford to borrow for a home.
Calculate What You Can Afford.
Consider Your Income Many banks will require that your monthly costs can’t exceed a percentage of your income (for example, 28%). That means if you earn $60,000 annually, your monthly housing costs should not exceed $1166 (28% of your monthly income). But it’s more than just your income that the bank will look at.
Compare Mortgage Lenders.
One of the number 1 mistakes made by home buyers is NOT shopping around for a mortgage! Don’t fall into this trap. It can take some time, but you’re going to have your mortgage for the next 30 years, so it’s really worth prioritizing.
By this point, you should have a pretty good idea about what kind of home you’re looking for and the neighborhood you’d like to live in. You also know how much you’ve saved for a down payment, which in turn will determine the type of loan you should pursue. If you’ve compared a few rates, you should request a pre-approval letter.
we are here to help you the best!
Selling Your Home.
What’s Your Motivation for Selling?
Call Real Estate Brokers.
Interview Chicago’s top-rated real estate agents. They are neighborhood specialists. Ask each listing broker to present a comprehensive marketing plan explaining how they market your home.