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The Truth About Down Payments

If you’re planning to buy your first home in Chicago, Illinois, saving up for all the costs involved can feel daunting, especially regarding the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by your loan type […]

There’s No Foreclosure Wave in Sight [INFOGRAPHIC]

Some Highlights Headlines saying foreclosures are rising might make you feel uneasy. But the truth is, there’s no need to worry. If you look at the latest numbers, they’re still below pre-pandemic norms and below what happened during the crash. If you’re worried about a flood of foreclosures, the data shows a foreclosure crisis is not where the market is […]

3 Key Factors Affecting Home Affordability

Over the past year, many people have talked about housing affordability and how tight it’s gotten. But recently, there’s been a little relief on that front. Mortgage rates have gone down since their most recent peak in October. But there’s more to being able to afford a home than just mortgage rates. To understand home affordability, […]

A Real Estate Agent Helps Take the Fear Out of the Market

Do negative headlines and talk on social media have you feeling worried about the housing market? Maybe you’ve even seen or heard something lately that scares you and makes you wonder if you should still buy or sell a home right now. Regrettably, when news in the media isn’t easy to understand, it can make people feel scared and unsure. […]